USE CASE
We help real estate agents handle the complexity of international buyer payments. From SPV funding to final closing, we manage documentation, execution and delivery so deals complete smoothly without surprises or delays.
Competitive, compliant cross-border payments, personally managed for your real estate transactions. We secure better FX rates and ensure funds settle smoothly, with full regulatory oversight.
FCA-registered payment services delivered via our UK agent framework. Transparent pricing, AML document collection and clear reporting included.
The Friction in Cross-Border Property Payments
Buying property overseas sounds simple, but moving the money is anything but. Banks often offer poor FX rates, slow settlement times and limited support for legal or compliance requirements. Margins get eaten away quietly, and transfers stall while paperwork and approvals catch up.
Why it Matters
These issues don’t just cost money, they introduce real deal risk. Developers, agents and legal teams need funds to arrive on time, in the right currency, with all documentation in order. Delays or errors can derail closings, damage relationships and trigger penalty clauses.
Our Solution
Freeborn offers a dedicated FX desk service focused on real estate acquisitions. We personally manage every trade to secure competitive rates and ensure funds settle correctly, with full FCA-registered compliance. We handle AML document collection and verification, work with SPVs and layered ownership structures, and coordinate with legal teams to keep transactions on track.

why us?
We specialise in managing the complexity of international property payments with dedicated support and transparent execution.
From SPV funding transfers to developer deposits, we deliver reliable settlement, competitive FX rates and full regulatory compliance.
Flat Fees and Real Exchange Rates
No hidden margins, the client get the real market rate and knows exactly what they are paying in fees.
AML & Document Handling
Agencies still need to sign off on AML documentation, but we’ll chase, collate and run IDV for you.
Locked in FX Rates
Secure an agreed FX rate ahead of time to guarantee the final cost, protecting buyers from market swings.