Treasury Management

Managing foreign exchange exposure is essential for effective treasury operations. We deliver disciplined, compliant FX execution to help businesses plan with confidence.

The Challenge of Managing FX Exposure

Poor rates, hidden margins and unmanaged currency swings make cross-border payments unpredictable and erode profitability. Traditional providers often lack the tools and focus to support strategic treasury needs.

What’s at Risk?

Unpredictable costs impact margins and complicate cash flow forecasting. Inconsistent execution and poor compliance oversight can undermine supplier trust and increase regulatory risk.

How Freeborn Supports Treasury Teams

We provide a dedicated FX desk service with personally negotiated rates, forward contract capability, AML document handling and reliable settlement in 30+ currencies. Our approach delivers cost certainty, compliance confidence and professional execution you can rely on.

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Reduce FX Volatility and Costs

We negotiate competitive rates and offer forward contracts to lock in pricing up to 12 months ahead, protecting margins and improving budget certainty.

Maintain Compliance and Clarity

Our FCA-registered framework includes AML document collection and verification with transparent reporting to support audit and regulatory requirements.

Other services

Services

Cross-Border Settlement

Move money overseas securely, clearly and compliantly.

KYC & AML Support

Simplify compliance with structured, FCA-registered onboarding.

Embedded Payments

A dedicated team to manage your cross-border payments, seamlessly integrated with yours.

International Payroll

Pay offshore teams accurately, on time and in local currencies.

Freeborn Operations Ltd is Registered in England & Wales, Company No. 15336135 Registered Office: 24 Hood St, Manchester, M4 6WX Trading Address: Unit 4.1, Waulk Mill, 51 Bengal St, Manchester, M4 6LN. Payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199); Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041. Payment services are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701). When funds are posted to your account, e-money is issued in exchange for these funds, by an Electronic Money Institution who we work with, called Currencycloud. In line with regulatory requirements, Currencycloud safeguards your funds. This means that the money behind the balance you see in your account is held at a reputable bank, and most importantly, is protected for you in the event of Currencycloud’s, or our, insolvency. Currencycloud stops safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

We are your first port of call for any queries or concerns, including complaints. We will handle these complaints in line with our complaints process. [Contact: complaints@freeborn.co]. We work with CurrencyCloud, who ultimately provides you with regulated payments and e-money services. CurrencyCloud has certain obligations as a regulated financial services institution, including around complaints. We keep them informed of the complaints we receive from you regarding the regulated payments and e-money services they ultimately provide to you. They oversee how we handle complaints to ensure we do this to the standard required under the regulations. However, if for any reason your complaint regarding your payments and e-money services has not been acknowledged or dealt with by us, or if you have concerns about the way it has been handled, CurrencyCloud’s complaints information can be found here.