Wholesale FX Rates

Transacting across currencies shouldn’t be a roll of the dice.

Managing international payments starts with getting the rate right. We deliver competitive FX execution that avoids hidden margins and gives you control over your costs.

Move money globally with rates you can trust.

‍Personally Managed Trade Booking
Each transaction is negotiated and executed manually for optimal pricing.‍

Access to Live Market Rates
Leverage institutional liquidity for better-than-bank FX pricing.‍

Transparent Margin Structure
No hidden spreads—clear pricing you can see and trust.‍

‍Support for Spot and Forward Contracts
Lock in today’s rate for future settlement up to 12 months ahead.‍

Multi-Currency Coverage
Execute payments in over 30 currencies with consistent, reliable service.‍

Cost Certainty for Large Payments
Protect your margins and budget predictably, even on high-value transfers.

Seamless Onboarding

Structured AML and KYC document collection to keep your payments secure and compliant.

Wholesale FX Rates

Transacting across currencies shouldn’t be a roll of the dice.

Secure Global Settlement

Send payments worldwide with confidence, reliability and compliance.

Batch Payments

Streamline supplier, payroll and contractor payments in one efficient process.

Forward Contracts

Lock in today’s exchange rate for future payments to protect your budget.

Reporting and Reconciliation

Clear records to support cash flow management, audits and client trust.

Freeborn Operations Ltd is Registered in England & Wales, Company No. 15336135 Registered Office: 24 Hood St, Manchester, M4 6WX Trading Address: Unit 4.1, Waulk Mill, 51 Bengal St, Manchester, M4 6LN. Payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199); Payment services in the United States are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041. Payment services are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701). When funds are posted to your account, e-money is issued in exchange for these funds, by an Electronic Money Institution who we work with, called Currencycloud. In line with regulatory requirements, Currencycloud safeguards your funds. This means that the money behind the balance you see in your account is held at a reputable bank, and most importantly, is protected for you in the event of Currencycloud’s, or our, insolvency. Currencycloud stops safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.

We are your first port of call for any queries or concerns, including complaints. We will handle these complaints in line with our complaints process. [Contact: complaints@freeborn.co]. We work with CurrencyCloud, who ultimately provides you with regulated payments and e-money services. CurrencyCloud has certain obligations as a regulated financial services institution, including around complaints. We keep them informed of the complaints we receive from you regarding the regulated payments and e-money services they ultimately provide to you. They oversee how we handle complaints to ensure we do this to the standard required under the regulations. However, if for any reason your complaint regarding your payments and e-money services has not been acknowledged or dealt with by us, or if you have concerns about the way it has been handled, CurrencyCloud’s complaints information can be found here.